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Basic pointers

  • Be an informed buyer and gather as much information as you can.
  • Familiarize yourself with the home loan process. If you have any home loan questions, get in touch with Khemka Counselors.
  • Get your financial picture in focus as soon as possible. Since it is an important component, be aware of your credit situation. The best time to work on your budget is before you move.
  • Work with a trusted real estate consultant like Khemka. It is important to do this before plunging into any transaction or you may end up with no representation.
  • Determine your housing needs and wants to shortlist the types of houses you should be considering.
  • Familiarise yourself with the various types of housing available: Apartments, cottages, plots, condominiums etc. to determine your preferences
  • Acquaint yourself with methods to set a value on a house as this saves a great deal of time and helps to avoid disappointments later.
  • Khemka can help you sort through various options available. Once you have settled on what you like, Khemka can negotiate a win-win deal with property developers in India.
  • Arrange for home inspection. Protect yourself and do not skip this step! All of the work that you have done up to this point may be wasted if you do not thoroughly investigate the home.
  • Compare and secure homeowners' insurance. Since homeowners' insurance is a long term expense, getting the best deal is crucial.
  • Arrange for closing agent or attorney. Khemka can help you with this. Make all final preparations for closing.
  • Make moving plans. If you plan to use a moving company, make comparisons and reserve time now.
  • Secure final loan approval and commitment from the lending institution. If you have done your "up-front" work, this should be one of your easiest steps.

Finally do a walkthrough of the house and then move in to your dream home for a lifetime of happiness and comfort!